“Albany's changes to the homestead protection are far more important in the long run than Washington's changes to the bankruptcy laws, ... An increase in the state homestead exemption tells families: Keep your home safe; don't keep borrowing against it.”
“A family relying on a teacher's salary or a city employee's salary is solidly middle class as long as that money's coming in. When it's cut off, they're committed to financial obligations that will quickly turn them upside down.”
