“Studies have shown that regulatory burden and compliance is one of the most significant costs to a small bank, substantially more than anything other than your payroll.”
“Without Annette, we wouldn't be as good as we are today, which is pretty good. A small company like she is, we relate to them. What is valuable about Annette is that you get the expertise of a large company for the price of a local firm.”
“Even though the site selection process is a bit off in the future, we feel the old high school, because of its in-town location, meets our needs better than any other site we've looked at.”
